I have two non-cumulative FDRs with the company. In Sep, 2013, company asked to return Principal amount cheques as they had closed the bank account on which they issued cheques. On 15/10/2013, these cheques were delivered to the company. But the company has not sent the new principal amount cheques so far even after 4.5 months and repeated reminders. The quarterly interest payment cheque was due on 31/12/2013. Company sent new replacement cheques dated 10/02/2014. We deposited the two cheques around 15/02/2014 for Rs. 798/- each, and both got dis-honoured with return charges of Rs.100/- each. When I call company numbers, nobody is answering the call. The company is to do the needful to avoid legal proceedings as it is criminal offence to issue cheques without sufficient balance.