Reported By: Debjyoti Das
Contact information:
Jeevan Jyoti Finance
I give private lessons.
For a critical medical emergency, I required a loan of 2.5 lakhs.
However, my cibil record isn’t the best.
I therefore initiated inquiries to other loan organisations.
I was then contacted by Jeevan Jyoti Finance Pvt Ltd.
They assured me that they would provide me with a loan without a processing charge or other upfront payment.
I gave my consent and supplied them all the necessary data and papers.
They finally informed me that my loan was approved and will be transferred to my account within an hour.
I requested that they submit my file.
After a day, I received the okay.
They called me to verify something.
They informed me that because my credit score is low, I must enter into an arrangement with two grantors and pay 1000 rupees for a government bond.
After considerable debate with them, I concurred.
I sent them the cash.
It was nearly 5:30 PM when they instructed me to wait a day after they had approved my application after a few hours.
After that day, I received an email from Mr. OP NAGPAL, HOD of Jeevan Jyoti Finance Pvt Ltd.
He instructed me to deposit 2 EMI as security money in the email.
I spoke with my sales manager over the phone, and we argued about it.
I consented to pay the EMI because it was a very important requirement.
I informed them after paying the emi.
They informed me that my loan would be disbursed in 30 minutes.
They provided me a message stating that my account was being processed for net banking verification after an hour.
The server was also unavailable.
They informed me that my loan will be paid out to my account after midnight on the day prior.
but not yet received.
Please deliver my message to the business.
And avoid such con artists.
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