BADRI NARAYAN PANI – 12EMI IS A FRAUD ORGANISATIONAdvertisement and Marketing / 12emi / Leave a Comment / February 28, 2015 February 28, 2015 Dear All, The 12EMI is total a fraud organisation. they are the bloody cheaters. Related reviews:12 emi – cheated /Cheater Company12 emi – Fake Site12 emi – Fraud12 emi – mobile not delivery12 emi – Not Received Booked Phone