Reported By: Gajendra H V

Contact information:
DOA Cash Loan Bengaluru

I am Gajendra H V from Bangalore. I installed DOA Cash Loan app on my mobile to apply for personal loan and provided my KYC details and gave permission to access my contacts, sms, camera of my phone which was mandatory to apply for loan. I submitted the loan request on 11-May-2022 and checked my eligibility by clicking submit button.

They deposited Rs.3300 to my bank account without my consent and asked to repay the loan amount before 16-May-2022 and I checked the loan details on this app but in the app it was reflecting as repayment amount as Rs.6,000 and due date is 16-May-22.

I wrote an email to [email protected], this email id belongs to the DOA CASH LOAN team which was mentioned in their app for support purpose on the same day to understand the repayment loan amount which has to be paid from my side on the due date but I have not received any communication from them through call /sms/email.

On 15-May-22, I received a whatsapp message from mobile number +91-9620917715 @ 9:53 am stating to repay the loan amount on 15-May-2022 before 11 am so that they will waive off the penalty charges and give some discount on the loan amount.

I agree to repay the amount and asked for the final repayment amount after the discount but they denied to give discount. But still I made the payment by loggin to their app and their app routed to payment gateway where it showed the options for mode of payment that is Gpay, phonepe, paytm and their UPI ID 310020935192352@cnrb. I selected their UPI ID and made payment through an app called LAZYPAY for Rs.6000 and shared the payment screenshot to DOA LOAN team on their whatsapp. Also they keep changing the payment gateways and their UPI ids frequently.

They did not accept the screenshot as I have made the payment through other app which was not listed in their payment gateway. Since I did not had cash in my Gpay, Phonepe, paytm I paid through LAZYPAY app to avoid late payment charges and other issues.

Even I requested them to call me so that I can give the clarification about my payment but they did not call me. I tried calling 2-3 times on whatsapp but they did not answer the call.

I tried convincing them to accept my payment transaction but they denied. Later I started get automated calls from various numbers from DOA LOAN team saying they will call my contacts/references and harrasm them to force me to pay the loan amount which is stored in phone as I have given permission to access my phone contacts, SMS, camera, email etc which was mandatory to get the personal loan.

I reported this issue to the person who contacted me to make the payment earlier. Later that person said they have not received the payment and I requested them to share their bank statement so that I can verify and redo the payment but they denied to share the statement and they keep insisting me to share my bank statement for their reference. I have the statement for 5-6 times and they did not accept these statements. Now the person who contacted me on whatsapp has blocked me in whatsapp but I tried reaching on that number and it out of coverage area.

I have attached the email which was sent on 11-May-2022, payment screenshot which I paid, whatsapp chat with the concerned person for your reference. I have all the screenshots of conversation with DOA LOAN Person.

Since they threaten me saying they will call my contacts and harass them. Request you to lodge a complaint against the DOA CASH LOAN app and help in solving this issue.

Thanks & Regards,
Gajendra H V
Mob: 9611803693
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