ICICI Lombard General Insurance Co. Ltd – Rejection of Health Claim on flimsy grounds

I have insured myself and my wife in the year 2010 based on their telephonic information. After completion of 2 years, being no claim bonus, Insurance company offered me and we were insured for Rs. 3 lacs. Now in the 3 rd year, we required to file a claim on health grounds, same was rejected by the Insurance Company stating that pre insurance disease was not disclosed. They have even cancelled my policy and refunded the money. When I checked with the treating Doctor, he told us that both things are nothing to do with each other and he is willing to give me a letter in writing as a medical opinion. Hence, I feel that ICICI Lombard has cheated us and I wish to file a complaint against them. Ravindra Chaubal 9960735999

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