DETAILS : FIR
Date 05.08.2014
To
The SHO,
Sector 20,Police Station
NOIDA -201301
Re: Complaint against fraud for Insurance Policy refund of amount of Birla Sun Life Insurance Policy.
Sir,
I was miss-sold a insurance policy of Birla Sunlife Insurance . I was not interested in the insurance policy as the date of maturity of the policy was 2062 and I had to pay a premium amount of Rs 20000/- annually. After payment of three installments and paying a total amount of Rs 60000/- (20000X3), I went to the office of Birla Sun Life at Sector 18, NOIDA for refund on 21.01.14. I was given a form and asked to submit after mentioning the policy number.
I receved a call on my mobile number 9899007530 from a person named Rakesh Malhotra from mobile Number 8510099313 on 14.02.2014 telling me that he was from IRDA and that my complaint case for the policy was with him and he will process my file and get the full refund. He then told me that the amount was invested in the share market and to get that amount back a code has to be generated. I was then told to purchase a policy of MAX Life Insurance Company for a value of Rs 25000/-. I had to purchase the policy and the amount was given by me through cheque No 385692 dated 27.02.14 from my account number 172501000000383 of IOB Bank sector 1, NOIDA- 201301 to a document boy who collected my ID proof and address proof alongwith the cheque at my office KRIBHCO sector 1 Noida.
I again receved a call on my mobile from Rakesh Malhotra from his mobile number 9868360956 on 27.03.2014 telling me that he was in Hyderabad IRDA office and reviewing my case and told me to purchase one more policy of MAX Life Insurance Company of Rs 25000/- for generation of code because the amount of the refund has increased to Rs 2,83,048. I again gave a cheque No 355695 dated 02.04.14 in favour of MAX Life Insurance Company through a document boy at my office KRIBHCO sector 1 Noida.
I got another call from Radhika Awasthi from mobile number 851009903 on 24.05.14 telling me that my file is pending and asked me to give a cheque of Rs 26900/- and a cheque of Rs 15900/- in favor of E- circle solutions Pvt Ltd for opening a demat account to transfer the fund. I told her that I will give the cheques to her by hand and asked her to tell the address. She then told me that she will speak to her Senior . After two days I received a call from Ruchi from the same mobile number and asked for the cheques to update my file. I told her that I will not give the cheques to which she said that my file will be closed and I will not be refunded the amount. After some time I received a call from Nidhi Gupta from mobile 9540756669 telling me that she was the senior of Ruchi and that the cheques will be collected by the document boy in favour of E-Circle Hospitality Solutions Pvt Ltd. She told me to give only one cheque of Rs 26900/- and a cheque of Rs 15900/- will be given by her to SBI for processing the case. I gave Rs 26900/- cheque in favour of E-Circle Hospitality Solutions Pvt Ltd vide cheque No 630961 on 05.06.14 to the document boy whio came to my office.
I then received a call from Rajeev Saxena from Mobile No 9990827755 telling me that he was speaking from SBI, Jhandewalan Branch and told me that my file has been received in the bank and a amount of Rs 3,14,848/- will be refunded . I again received a call from Rajeev Saxena from the same mobile number and he told me to give another cheque of Rs 26900/- and Rs 15900/- in favor of E- circle solutions Pvt Ltd to get the amount transferred as transfer charges of the Bank. It was also told by Rajeev Saxena by connecting the mobile with Nidhi Gupta that I will have to give the cheques as the file was pending for refund. I told her that I will not pay the cheques as I am being cheated to this she told me to give one cheque of Rs 26900/- and told that the other cheque of 15900/- will be paid by her to SBI from her account. I gave a cheque of Rs 26900/- vide cheque No 630962 dated 09.06.14 After four days on 14.06.14, I again received a call from Rajeev Saxena who told me that the cheque of 15900/- given by Nidhi Gupta is not being accepted by SBI branch and told me to give the cheque from my account. I then gave a cheque of 15900/- in favour of E circle Solutions Pvt Ltd from DCB Bank vide cheque No 1000011 dated 14.06.14 to the document boy at my home as it was a Saturday and a holiday in the office. from my IOB account in favour of E Circle Solutions Pvt Ltd to the document boy at my office. On 17.06.14, I again received a call from Rajeev Saxena who told me that the cheque of Rs 15900/- as bank charges is still pending to process the file and I gave a cheque of Rs 15900/- vide cheque No 630964 dated 20.06.14 from my IOB account in favour of E Circle Solutions Pvt Ltd to the document boy at my office. After two days on 14.06.14, Rajeev Saxena called me on 18.06.14 and told me to give a cheque of Rs 15900/- as the SBI bank is asking for processing fees. Another cheque of Rs 15900/- vide cheque No 630964 dated 18.06.14 was given by me from IOB account to E Circle Hospitality Solutions Pvt Ltd to the document boy. Rajeev Saxena gave me a call on 25.06.14 and told me that I have deposited a total amount of Rs 85600/- (26900+26900+15900+15900) and told me to give cheques of Rs 1000/- each for processing charges. He sent the document boy and told me not to write the name on the cheques as it was a processing fees. The cheques were given vide cheque No 630965 and cheque No 630966 dated 25.06.14 from IOB account. These cheques were invested in Reliance Gold after I enquired from my bank statement.
I was told by Rajeev Saxena that my amount was ready to be transfered from SBI branch to my IOB account on 26.06.14. I called Rajeev Saxena on 26.06.14 in the evening and told him to refund the amount as he had told me. He told me to wait for 27.05.14 morning. In the morning when the amount was not refunded, I again talked to Rajeev Saxena, he connected my call to Sheetal Sharma who told me that she was in SBI branch in Cannaught Place and told me to wait for a verification call. She called me from mobile No 9540797005 and verified the transactions. She told me again to givre a cheque of Rs 26900/- and 15900/- as transaction charges. I told her that I will now not give any cheques and told that I have been haressed and cheated. I again got a fraud call on 18.07.14 from mobile No 704845493 who told me that he was speaking from Max Life insurance that if I want to surrender the policies of Max Life Insurance. I told him that I will give the complaint to police.
I have paid a total amount of Rs 87600 (25000+25000+26900+15900+26900+15900+2000) through cheques to E Circle Solutions Pvt Ltd and Reliance Gold. Rs 50,000/- is of MAX Life Insurance and Rs 60000/- Birla Sunlife Insurance. The total amount is 1,97,600/- (60000+50000+87600). I have been haressed by the group of people who have taken the cheques and cheated me.
I trust your honour to register my complaint against the mobile numbers against fraud and cheating and get my hard earned money back. I am ready to give necessary co-operation in the matter as and when required.
Thanking You,
( Narendra Singh)
Date 05.08.2014
To
IRDA
Complaint Cell
Re: Complaint against fraud for Insurance Policy refund of amount of Birla Sun Life Insurance Policy and MAX Life Inurance
Sir,
I was miss-sold a insurance policy of Birla Sunlife Insurance. I was not interested in the insurance policy as the date of maturity of the policy was in the year 2062 and I had to pay a premium amount of Rs 20000/- annually. After payment of three installments and paying a total amount of Rs 60000/- (20000X3), I went to the office of Birla Sun Life at Sector 18, NOIDA for refund on 21.01.14. I was given a form and asked to submit after mentioning the policy number.
I receved a call on my mobile number 9899007530 from a person named Rakesh Malhotra from mobile Number 8510099313 on 14.02.2014 telling me that he was from IRDA and that my complaint case for the policy was with him and he will process my file and get the full refund. He then told me that the amount was invested in the share market and to get that amount back a code has to be generated. I was then told to purchase a policy of MAX Life Insurance Company for a value of Rs 25000/-. I had to purchase the policy and the amount was given by me through cheque No 385692 dated 27.02.14 from my account number 172501000000383 of IOB Bank sector 1, NOIDA- 201301 to a document boy who collected my ID proof and address proof alongwith the cheque at my office KRIBHCO sector 1 Noida.
I again receved a call on my mobile from Rakesh Malhotra from his mobile number 9868360956 on 27.03.2014 telling me that he was in Hyderabad IRDA office and reviewing my case and told me to purchase one more policy of MAX Life Insurance Company of Rs 25000/- for generation of code because the amount of the refund has increased to Rs 2,83,048. I again gave a cheque No 355695 dated 02.04.14 in favour of MAX Life Insurance Company through a document boy at my office KRIBHCO sector 1 Noida.
I got another call from Radhika Awasthi from mobile number 851009903 on 24.05.14 telling me that my file is pending and asked me to give a cheque of Rs 26900/- and a cheque of Rs 15900/- in favor of E- circle solutions Pvt Ltd for opening a demat account to transfer the fund. I told her that I will give the cheques to her by hand and asked her to tell the address. She then told me that she will speak to her Senior . After two days I received a call from Ruchi from the same mobile number and asked for the cheques to update my file. I told her that I will not give the cheques to which she said that my file will be closed and I will not be refunded the amount. After some time I received a call from Nidhi Gupta from mobile 9540756669 telling me that she was the senior of Ruchi and that the cheques will be collected by the document boy in favour of E-Circle Hospitality Solutions Pvt Ltd. She told me to give only one cheque of Rs 26900/- and a cheque of Rs 15900/- will be given by her to SBI for processing the case. I gave Rs 26900/- cheque in favour of E-Circle Hospitality Solutions Pvt Ltd vide cheque No 630961 on 05.06.14 to the document boy who came to my office.
I then received a call from Rajeev Saxena from Mobile No 9990827755 telling me that he was speaking from SBI, Jhandewalan Branch and told me that my file has been received in the bank and a amount of Rs 3,14,848/- will be refunded. I again received a call from Rajeev Saxena from the same mobile number and he told me to give another cheque of Rs 26900/- and Rs 15900/- in favor of E- circle solutions Pvt Ltd to get the amount transferred as transfer charges of the Bank. It was also told by Rajeev Saxena by connecting the mobile with Nidhi Gupta that I will have to give the cheques as the file was pending for refund. I told her that I will not pay the cheques as I am being cheated to this she told me to give one cheque of Rs 26900/- and told that the other cheque of 15900/- will be paid by her to SBI from her account. I gave a cheque of Rs 26900/- vide cheque No 630962 dated 09.06.14 After four days on 14.06.14, I again received a call from Rajeev Saxena who told me that the cheque of 15900/- given by Nidhi Gupta is not being accepted by SBI branch and told me to give the cheque from my account. I then gave a cheque of 15900/- in favour of E circle Solutions Pvt Ltd from DCB Bank vide cheque No 1000011 dated 14.06.14 to the document boy at my home as it was a Saturday and a holiday in the office. On 17.06.14, I again received a call from Rajeev Saxena who told me that the cheque of Rs 15900/- as bank charges is still pending to process the file and I gave a cheque of Rs 15900/- vide cheque No 630964 dated 20.06.14 from my IOB account in favour of E Circle Solutions Pvt Ltd to the document boy at my office. Rajeev Saxena gave me a call on 25.06.14 and told me that I have deposited a total amount of Rs 85600/- (26900+26900+15900+15900) and told me to give cheques of Rs 1000/- each for processing charges. He sent the document boy and told me not to write the name on the cheques as it was a processing fees. The cheques were given vide cheque No 630965 and cheque No 630966 dated 25.06.14 from IOB account. These cheques were invested in Reliance Gold after I enquired from my IOB bank statement.
I was told by Rajeev Saxena that my amount was ready to be transfered from SBI branch to my IOB account on 26.06.14. I called Rajeev Saxena on 26.06.14 in the evening and told him to refund the amount as he had told me. He told me to wait for 27.05.14 morning. In the morning when the amount was not refunded, I again talked to Rajeev Saxena, he connected my call to Sheetal Sharma who told me that she was in SBI branch in Cannaught Place and told me to wait for a verification call. She called me from mobile No 9540797005 and verified the transactions. She told me again to give a cheque of Rs 26900/- and 15900/- as transaction charges. I told her that I will now not give any cheques and told that I have been haressed and cheated.
I again got a fraud call on 18.07.14 from mobile No 704845493 who told me that he was speaking from Max Life insurance that if I want to surrender the policies of Max Life Insurance. I told him that I will give the complaint to police.
I have paid a total amount of Rs 87600 (25000+25000+26900+15900+26900+15900+2000) through cheques to MAX Life Insurance, E Circle Solutions Pvt Ltd and Reliance Gold. Rs 50,000/- is of MAX Life Insurance and Rs 60000/- Birla Sunlife Insurance and Rs 85600/-to, E Circle Solutions Pvt Ltd. The total amount is 1,97,600/- (60000+50000+87600). I have been haressed by the group of people who have taken the cheques and cheated me in the name of IRDA.
I trust your honour to register my complaint against the mobile numbers against fraud and cheating against giving a bad name to IRDA and get my policies of Birla Sunlife and MAX Life Insrance surrended to get my hard earned money back. I am ready to give necessary co-operation in the matter as and when required.
Thanking You,
( Narendra Singh) B -87, Sector-26
NOIDA -201301
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Sir,
I got a fraud call on 25.06.14 on my mobile number 9899007530 from Rajeev Saxena Mobile Number 9990827755 who told me that he was in SBI branch at Jhandewalan branch in New Delhi and asked me to give two cheques of Rs 1000/- each and told me that it was a processing fee of the bank charges. He send a document boy and told me not to write the name on the cheques. I gave cheques of Rs 1000/- each from my account in IOB branch, Noida vide cheque No 630965 of Rs 1000/- and 630966 of Rs 1000/- to the document boy in my office at NOIDA. On 27.06.14 when I enquired from the my IOB branch I came to know that the cheques were deposited in favour of Reliance Gold- My Plan.
I trust your honour to register my complaint against the mobile Number 9990827755 against the fraud who had invested the cheques in Reliance Gold – My Plan. It has not only harressed me but has also effected the marketing of Reliance. I want to take strict action against the fraud calls who are giving a bad name to Reliance. Please help me to get my hard earned money back.
NARENDRA SINGH
B-87 Sector-26
NOIDA -201301